If you’re in the market for new furniture but don’t want to break the bank, you’re in luck. Several US furniture stores have financing options for low-cost purchases, making it easy to furnish your home without breaking the bank. In this article, we’ll explore some of the top furniture stores that offer financing options and tips for making the most of your purchase.
Introduction
Buying furniture can be a significant expense, especially if you’re furnishing an entire home. But with the help of financing options, you can spread out the cost over time and make it more affordable. Several US furniture stores offer financing options for low-cost purchases, so you can get the furniture you need without breaking the bank. Whether you’re looking for a new sofa, dining room set, or bedroom furniture, these stores have you covered.
Top US Furniture Stores with Financing Options for Low-Cost Purchases
Ashley Furniture
Ashley Furniture is one of the largest furniture retailers in the United States, offering a wide range of furniture for every room in the home. They also provide various financing options, including the Ashley Advantage Credit Card, which gives cardholders special financing and exclusive benefits. With the Ashley Advantage Credit Card, you can enjoy no-interest financing for up to 60 months, making getting the furniture you need easy without breaking the bank.
Rooms To Go
Rooms To Go is another popular furniture retailer that offers financing options for low-cost purchases. They offer various financing options, including their credit card, which offers special financing and exclusive discounts to cardholders. With the Rooms To Go credit card, you can enjoy no-interest financing for up to 60 months, making getting the furniture you need easy without breaking the bank.
Bob’s Discount Furniture
Bob’s Discount Furniture offers financing options through their Bob’s Discount Furniture Credit Card. The credit card offers unique financing options, including 0% interest for a certain period. Customers can apply for credit cards in-store or online.
Value City Furniture
Value City Furniture is a popular furniture retailer that offers affordable furniture for every room in the home. They also provide various financing options, including their credit card, which offers special financing and exclusive benefits to cardholders. With the Value City Furniture credit card, you can enjoy no-interest financing for up to 60 months, making it easy to get the furniture you need without breaking the bank.
Big Lots
Big Lots offers financing options through their Big Lots Credit Card. The credit card offers unique financing options, including 0% interest for a certain period. Customers can apply for credit cards in-store or online.
Tips for Making the Most of Your Purchase
1. Stick to a Budget
Before shopping for furniture, it’s essential to set a budget and stick to it. This will help you avoid overspending and ensure you can afford your purchase over time.
2. Shop Sales and Specials
Many furniture retailers offer sales and specials throughout the year, so keeping an eye out for these deals is essential. By shopping during these sales, you can save even more money on your purchase.
3. Choose Quality Furniture
While it can be tempting to opt for the cheapest furniture available, choosing quality pieces that will last is essential. Investing in quality furniture can save money in the long run by avoiding the need to replace your furniture frequently.
FAQs
The best way to finance furniture is to choose a retailer that offers unique financing options, such as no-interest financing for a set period.
It depends on the retailer. Some retailers may offer financing options for customers with bad credit, while others may require good credit.
The amount you can finance for furniture depends on the retailer and financing options. Some retailers may offer to invest for the entire purchase price. In contrast, others may have a minimum purchase amount for financing.
The interest rate for furniture financing will depend on the retailer and their financing options. It’s essential to read the terms and conditions carefully and compare offers to find the best deal.
Conclusion
Furnishing your home can be expensive, but with the help of US furniture stores with financing options for low-cost purchases, you can get the furniture you need without breaking the bank. By choosing a retailer that offers unique financing options, sticking to a budget, and choosing quality furniture, you can make the most of your purchase and create a beautiful, comfortable home. So go ahead, start shopping, and enjoy your new furniture!